Our process here at Atlantic Prime Mortgage is fast, easy and uncomplicated because we know what is required so there are no last-minute surprises. These are the real benefits of working with experienced local experts who are committed to excellent customer service!
1. Prequalification: Usually the first step to a home purchase is getting pre-qualified for a loan. By doing so, you can shop for a home that fits your budget with knowledge and confidence and as a pre-qualified buyer, your offer on a home is more likely to be accepted. This process begins with an initial consultation with your Atlantic Prime Mortgage Loan Officer. We will ask you to share your goals and financial situation so we can recommend the financing options that you will qualify for and that may be best for you and your family.
2. Full Approval: Once your offer is accepted, you can complete the application process by contacting your Atlantic Prime Mortgage Loan Officer to update any credit documentation as well as providing the ratified contract of sale. We will then order the appraisal and submit your loan request for underwriting for approval. Once approved, you will receive a loan commitment letter and we can proceed to schedule the settlement on your new home!